Comment by onlyrealcuzzo

There is a difference between seeing numbers go up on an app, and getting money into an actual bank that you know to be real.

The fact that you're even arguing this point shows how easy it is for people to fall for this crap.

Anyone can make a real looking app that makes it look like you're making money when they've already stolen all your money and spent it on hookers and coke on yachts.

Not anyone can start a real bank in the US, and if they can, you generally have protections in place to not need to worry the bank is that egregiously fraudulent.