Comment by Kerrick

Sadly this is true. I make about $200k/yr gross, have a working software engineer for a wife, and have enough in retirement that I could “coast” on contributions for the next 30 years and be fine in retirement. I still can’t be rid of the financial anxiety I started with. My childhood involved a homeless shelter, my college years included struggling to make rent and buy food, and those experiences forever colored how I see and treat money.