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Comment by legitster

2 days ago

I think this is a myth (at least in the US). I don't even have to provide the color of my car to get an insurance quote.

The exception (maybe the source of the myth) is that cars with custom or exotic colors will cost more if you opt for comprehensive coverage.

3 comments

legitster

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throwaway422432  2 days ago

Can't speak for the US, but having built a few versions of a car insurance comparison tool for a popular Australian comparison site; colour was a factor used by a few insurers: yellow & white getting a discount; grey, black, dark green costing more. WHile red and orange are perceived as being sporty, factors such as a driver under 30 with a Nissan 300ZX, WRX or a V8 would blow out a premium far more and some insurers wouldn't even take the risk.

Ylpertnodi  2 days ago

>I think this is a myth (at least in the US). I don't even have to provide the color of my car to get an insurance quote.

When I renew my insurance, on the website it shows 'grey'. They know what colour your car is.