Comment by crazygringo

The two have nothing to do with each other.

We've got plenty of money to do both.

The issues with homebuilding are entirely to do with regulation, zoning, etc. Developers will build homes if they're allowed to. Banks will give them the loans (homes don't require government money). The problem is them not being allowed to. Because you're not allowed to build multi-family homes in a neighborhood, you're not allowed to build tall apartment buildings, approvals take forever, etc.