Comment by masnick

I can’t recommend Monarch strongly enough. It is a service that aggregates across bank accounts, brokerage, credit cards, etc.

The killer feature for me is that it provides overall money in/money out, with some good visualizations too. This is nontrivial for anyone using multiple credit cards or bank accounts, and is *critical* information for being a responsible adult IMO.

It also has budgeting, investment tracking tools, etc. But these stay out of your way if you just want to look at overall metrics like in/out over time, or net worth.

I showed my financial advisor and he was so impressed he picked up their advisor product (https://www.monarchmoney.com/for-professionals). So I don’t have to pay for a subscription anymore myself!

I strongly believe everyone should use a tool like Monarch for financial situational awareness.

$15 discount via my referral link (but I don’t get anything because my account is paid for via my financial advisor): https://www.monarchmoney.com/referral/b3q5nmkw2r