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Comment by dowager_dan99

13 hours ago

Beyond the regulatory-dodge and crypto marketing explain to me how Coinbase is NOT a bank

Cryptocurrency firms exist in a quantum superposition of bank and not-a-bank until you interact with them, at which point they collapse into whichever state costs them less money.

Well, right now they’re applying for a charter which suggests they don’t think they’re a bank, but I can think of some other reasons, too.

lol they even do fractional reserve things like banks, except they're more shady and don't acknowledge it, now I'm either connecting dots that shouldn't be connected or some withdrawal locks that happened through some big arbitrage opportunities were very suspicious.