Comment by herbst
3 days ago
Not the easiest solution but I would suggest not using PayPal. Much more issues there than just using credit card, and as you noticed nobody there to care.
Wait until they ban your account and there again is nobody to talk to.
What's the best alternative?
It's easy to say "don't use PayPal" but if you're going to say it, you need to do the hard part of suggesting a viable alternative for eCommerce that has as broad a reach and acceptance as PayPal. Stripe? Almost none of the outlets I do business with use it. Venmo? Same company as PayPal. Back to using credit card numbers? The more we spread those around online, the higher the chance they get stolen and used, probably in refund scams like the one OP describes.
People need an alternative with some degree of trust and most consumers, by my reckoning anyway, would prefer a single entity that is accepted everywhere. Right now, that's unfortunately PayPal.
Personally I've had way less issues with stripe, especially in terms of fraud detection.
Also not sure what and where business is but in Europe it's common to just use a proxy provider where credit card is just one of many options and you use a central gateway (similar to stripe)
You'd have to check your local options. At least one of my local banks offers something more advanced than PayPal. And there are several of these proxy providers in my country.
Edit:// if you just want low fee, fast and risk free transactions we all know there is only crypto
Yeah. It’s ridiculous how crypto gets so much hate here, yet there are constant, often heart wrenching posts about the failures and even near-malfeasance of payment processing systems. The paradoxical claims that crypto has no use case except fraud and crime, juxtaposed with the lamentation and gnashing of teeth over the misery of traditional payment systems is enough to provoke an existential examination of the senses.
I honestly think it must be mostly sour grapes, since by far, cash and other traditional payment methods facilitate the vast, vast majority of crime and fraud, and cryptocurrency is the only universally accessible, trustless, (nearly) costless, instant, global system for the transfer of value between two parties.
It is by far a better system, even with its flaws. Which is why, yes, many criminals use it, just as they use cash. Because it works.
15 replies →
What's wrong with Trustly, Adyen and others among the ~40 alternatives we maintained integrations with at the casino operator I was working at almost ten years ago?
Haven't heard of them at all, that's what's wrong.
They may be great services, of course, being that I, a single consumer, am not a barometer for the success of a payment platform. But whoever they are, they're not being used by major retailers, distributors or manufacturers that I shop with both personally and professionally.
2 replies →
> Wait until they ban your account
Ban your account and prevent you from accessing any funds in that account.
I don't think you can manage payments between multiple users with most card processors?