Comment by jimjimwii
2 days ago
That is more or less what i did with my parents, but this approach is still susceptible to active mitm attacks.
2 factor authentication through a secure app or a trusted family member is probably also needed though i haven't tackled this part with them yet.
> 2 factor authentication through a secure app
the problem is that the sort of emergency scenario in which family member would need the help is not often done or possible via a secured app. It's often just a telephone, with a number that you cannot recognize - imagine getting that phone call from a police station in the middle of nowhere when arrested, then you dont have access to any of your personal belongings as they're confiscated. The phone is a landline from the police station!
Therefore, a verbal password is needed, as this scenario is exactly how a scammer would present as the emergency that they need help (usually, wire some dollars to this account to bail out).