Comment by kasey_junk

You will be shocked to learn that account updater is extremely popular. The reason is that it keeps subscriptions (and more importantly bills) that people want paid even when the credit card company needs to reissue a card number.

Your card number is not the abstraction for preventing charges you signed up for from getting charged, that’s what cancelling the subscriptions are for. And if you have evidence of that a dispute(usually an email to customer support is enough to do that).

You are using the wrong tool for the job and getting upset that it doesn’t work they way you want it to.