Comment by disgruntledphd2

> I think in Ireland it's about half.

It's about 1/3rd AFAIR.

I do agree that Ireland has experienced a massive change in house prices from 15 years ago, but 15 years ago was the bottom of a bust after the boom so potentially not the right comparison point.

I do mostly agree with your points, and it's really bad but it's important to contextualise some of those points.