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Comment by LeoWattenberg

2 months ago

It feels broadly desirable to have a court decide what is and isn't a scam and perhaps hand out punishment instead of having a private entity act as the judge and executioner.

Absolutely. Except that it is much harder to raise a dispute with UPI than, say, with a Chase card that used Visa network. But, I much prefer the national offerings to a private company charging as much as 0.5% of transaction value for doing almost nothing.