Comment by JumpCrisscross

> Doesn’t rent need to keep going up so the top-heavy segment of retirees can have a steady stream of inflation adjusted income

No. Maybe 10% of retirees earn rental income [1].

> and capital gains for their remaining years?

The value of the home should be plenty to live off, whether by sale or borrowing.

[1] https://bradleyclark.com/blog/generating-retirement-income-w...