Comment by ghaff
6 months ago
It will absolutely not be zero once you consider costs, effort, future obligations, etc. But, by all means, do what makes sense for you.
6 months ago
It will absolutely not be zero once you consider costs, effort, future obligations, etc. But, by all means, do what makes sense for you.
It can be if you over-provision, but I agree, 0 isn’t the sweet spot, especially if you have bad credit.