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Comment by gambiting

4 days ago

>>I see people fussing with unlocking their phones to pay for lunch and I am totally bewildered.

How are people "fussing with unlocking their phones" to pay though? It literally couldn't be any easier - I pull it out, touch the screen on the fingerprint sensor to unlock it and tap on the terminal, done. It's about 200x easier than pulling the card out of my wallet, and the card can only be used for contactless up to a certain amount, and half the time it randomly asks me for my pin anyway so the whole benefit of contactless is lost. Paying with your phone is a massive improvement to convenience.

>> When my laptop gives me the first sign of trouble I just buy a new one.

I mean I hope you recognize the incredible priviledge behind that statement - for a lot of people tinkering with their laptop isn't about being a hobby IT person, it's about the fact that a new laptop costs half their salary so it's quite literally not an option.

>> life is too short to spend my Saturday morning messing with HomeAssistant.

Sure but you make it sound like it's a chore - most people(I'd guess) set up HA because it provides value in their lives, that other, more simpler devices cannot provide. So at the cost of X number of hours once a year you get a device that consolidates all of your home automation and data. If you could buy a premade device that did it without fuss - I'm sure a lot of people would.

> How are people "fussing with unlocking their phones" to pay though? It literally couldn't be any easier - I pull it out, touch the screen on the fingerprint sensor to unlock it and tap on the terminal, done. It's about 200x easier than pulling the card out of my wallet, and the card can only be used for contactless up to a certain amount, and half the time it randomly asks me for my pin anyway so the whole benefit of contactless is lost. Paying with your phone is a massive improvement to convenience.

Sweaty/wet hands can make unlocking unreliable, some people have multiple cards and need to select the correct one, sometimes their phone is lagging and taking time getting the wallet screen opening, etc. It is not uncommon to see people struggling for a few seconds with their watch or smartphone. So do people not finding their wallet in a bag too or failing to grab a card from a physical wallet too to be honest. I wouldn't say one option is 200x easier, both are pretty much on equal terms imho.

I don't use wallet because I don't have a google account on my phone anyway nor would it work with my grapheneOS AFAIK anyway.

> Paying with your phone is a massive improvement to convenience.

And it only gets easier when you pay with a watch - you don't even have to pull your phone out of your pocket!

My cards only come out when I'm making a large purchase that I want extra protection on (think the UK's Section 75) and these are usually purchases I know about in advance - otherwise my wallet stays at home most days.