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19 days ago

Precisely. Google pixel, Garmin watches, even Samsung watches.

Or using a bank that supports NFC payments (not using Google Wallet).

GrapheneOS Foundation raised this practice with European Commission because it unfairly penalises secure and safe competition giving instead a lie to the developers and banks that ancient, unsafe, vulnerable platforms are more secure.

Fidesmo Pay is another option, though the bank support is limited: https://fidesmo.com/consumer/fidesmo-pay/

Basically it’s a passive variant of smartwatch payments: you can pay with a ring, or bracelet, or a mechanical watch. The cheapest option is this plastic thingy (currently out of stock): https://eu.k-pay.com/product/mavericks

I’m thinking about implanting one into my hand :^)

  • > I’m thinking about implanting one into my hand :^)

    On the one hand, I approve of self-administered biohacking.

    On the other hand, you might need a Faraday glove to prevent tap to pay shenanigans by folks with a mobile card reader who bump check you.

    I would not do this type of biohacking myself, but if you go down this path, look into how NFC skimmers work, because that and compromised card readers and unauthorized tap to pay events on portable card readers is a threat vector. I have heard that Google and Apple are working to roll out tap to pay from card to phone and phone to phone, which could allow folks to skim your NFC device to run an unauthorized transaction.

    • It is possible, but very unlikely. You’ll need to know where my chip is (I guess for an average thief an implant is not the first idea of where to look for an NFC card), and then get quite close to me to pull this off. Even if you do, I think it’ll take about one chargeback to get your merchant account blocked.

      > roll out tap to pay from card to phone and phone to phone

      It’s already here! Stripe has supported it for a while now, and I’ve seen a bunch of other payment providers have it, too: https://stripe.com/terminal/tap-to-pay

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