Comment by bee_rider

I wouldn’t be totally opposed to having some sort of totally locked down device that I was just used for banking. The bank could even sell them or give them away with the account (doesn’t need high performance).

Another though; if we were actually able to pass laws that helped people, one that I’d like to see would be: for a totally locked down proprietary device, everything done with it should be the legal liability of the vendor. If your bank account gets broken into via the device, you can’t audit what happened, you couldn’t have have broken it, so it ought to be their responsibility.