Comment by AndyMcConachie
1 month ago
I still do banking through a random reader at ABN AMRO. I really hope they never get rid of it because I trust that little dumb plastic device 1000% more than my phone.
1 month ago
I still do banking through a random reader at ABN AMRO. I really hope they never get rid of it because I trust that little dumb plastic device 1000% more than my phone.
Even better, the system that Rabobank has.
They make you use this separate device to scan a color qr code generated by the app. The details of the transaction you're authorizing are then displayed on this completely decoupled device, no internet, nothing. After keying in your pin you're given an OTP to put back into the app to authorize.
And I haven't checked, but I'm sure the 'payload' the qr code conveys is signed.
What is a "random reader at ABN AMRO"?
Physical OTP generator. Stick your bank pass in the plastic decice and type your pin in the calculator like front and it will give you an OTP for online use.