Comment by mixmastamyk
1 month ago
I don’t use a bank with a phone. What do you do with it?
(One exception, I used to scan checks five years ago, but thankfully that finally ended.)
1 month ago
I don’t use a bank with a phone. What do you do with it?
(One exception, I used to scan checks five years ago, but thankfully that finally ended.)
Some banks require an app for pretty much everything other than retrieving cash from an ATM, because they don't have a web app anymore:
1. Transfer money to another account. The alternative is to waste half a PTO to go to the actual bank (because they only open at working hours) to make that transfer.
2. Make an online payment. Most new cards no longer have a CVV (3 digit code) and instead require you to use the app to get a dynamic number. Many banks do not offer that option in their web app.
3. Forced 2fa for in-person payments with your card.
Today it's still possible to workaround many of these issues but they're closing these workarounds little by little.
Wow, I thought Schwab was bad because they don’t support true fido2 keys. But no website, crikey.
Same. I have a very old iPhone stuck on an old version of iOS that's incompatible with most apps these days. In the rare case I need to deposit a check there are banks like Ally that don't have physical branch locations but still let you deposit checks via their website.
I'm curious what people need a bank app for.
To send your money to someone else.