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Comment by robocat

9 days ago

> liability insurance in order to drive a car. Do you think that is justifiable?

New Zealand doesn't require car insurance, and I presume there are other countries with governments that that don't either.

I suspect most people in NZ would only have a sketchy idea of what liability is, based on learning from US TV shows.

It seems New Zealand is one of very few countries where that is the case, and that's because you guys have a government scheme that provides equivalent coverage for personal injury without being a form of insurance (ACC). As far as I understand, part of the registration fees you pay go to ACC. I would argue this is basically a mandatory insurance system with another name.