Comment by andy99

Yeah too many of the examples seem to be just that. It’s no true for all “disruptive” startups, it’s not always even bad, but it’s a different play than just solving a problem in a new way.

- Uber is an end-run around existing taxi monopolies (imo a good thing), plus I believe taking advantage of people’s inability to think longer term about depreciation on their vehicle when calculating earnings.

- crypto is an end-run around securities regulations. It’s not a payment system it’s an investment scam that would be illegal if used with other financial instruments

- a vast swath of big tech is profitable on the back of not providing customer service or recourse of any kind and just automating business without regard for edge cases (not necessarily regulation but formerly a requirement for a business to participate in society)