My bank in Australia has a great desktop website, but you have to do 2FA on your phone to access it. That means even though I prefer to use the desktop site, I still need to be able to run the app too.
The biggest bank in the Netherlands at least requires the app to confirm payments. Although they do still have these paper slips (maybe) for transfers but that cannot be used for ecommerce
> The biggest bank in the Netherlands at least requires the app to confirm payments
This is (I believe) part of PSD2, so basically all EZ banks require this now. Hilariously enough, they still have absurdly weak passwords but apparently they meet security requirements by forcing you to confirm stuff on your phone.
Written (on paper) transfer orders. You fill them out at home and throw them into a special mailbox at the bank. Old people still use them, I even used them occasionally 20 years ago or so because they sometimes came with invoices, pre-filled with receiver details, so they were about as convenient as online transfer.
Ubank in Australia just told me they’re retiring their website in a few months, the app will be the only way to access your account. It’s digital only, so no real world branches either.
My bank in Australia has a great desktop website, but you have to do 2FA on your phone to access it. That means even though I prefer to use the desktop site, I still need to be able to run the app too.
The biggest bank in the Netherlands at least requires the app to confirm payments. Although they do still have these paper slips (maybe) for transfers but that cannot be used for ecommerce
> The biggest bank in the Netherlands at least requires the app to confirm payments
This is (I believe) part of PSD2, so basically all EZ banks require this now. Hilariously enough, they still have absurdly weak passwords but apparently they meet security requirements by forcing you to confirm stuff on your phone.
ING? You can choose to receive a hardware device instead of using the app.
> Although they do still have these paper slips (maybe) for transfers
Are you describing checks?
Written (on paper) transfer orders. You fill them out at home and throw them into a special mailbox at the bank. Old people still use them, I even used them occasionally 20 years ago or so because they sometimes came with invoices, pre-filled with receiver details, so they were about as convenient as online transfer.
Ubank in Australia just told me they’re retiring their website in a few months, the app will be the only way to access your account. It’s digital only, so no real world branches either.
This would be enough of a reason for me to immediately move all my savings to another bank. No website, no business.
> the app will be the only way to access your account
Maybe also on the ATMs of other banks?
Many banks in Europe are app-only and don't allow you to log in with a web browser.
In Germany at least, that's only the ones that advertise being an "app bank". It's the last thing that I want, but they exist.
Yikes. That sounds tough.