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Comment by quirkot

5 months ago

Not to be rude, but... uh... did your step mom steal your identity and use it for stuff? Minors are huge targets for that sort of stuff because generally no one is checking a 10 year old's credit

10 year olds cannot legally do a lot of things. Other things they can do, but the law gets weird. Not that you are wrong - kids are a target, but there are a lot of protections.

Though if step mom shares your name (not unlikely if OP is a girl with a common name) it isn't a surprise that they will mix you up.