Comment by gck1

In my country, there is no single document that shows my name and address that is acceptable as a document for address verification in many western fintech applications.

If you're renting, bills will arrive in the name of the owner, even though I personally pay them each month.

We don't really do lease agreements either, except for very rare circumstances.

If you own a property, you could go to the public registry, then translate that, notarize and _maybe_ it will work. But I don't own any property.

We don't even get a PDF for the bills, it's just a HTML table with a few lines of CSS.

So I simply change the owner's name to mine in that table, save as PDF and send that. Never failed.

And at that point, why even have this process at all?