Comment by WJW

In addition to the accidental things already listed under 3, there is also the additional points that:

- Other people exist and they also have a lot of agency, the exercise of which sometimes directly interferes with your life. Not to mention how much capacity bigger entities like countries have to mess with your life it they wanted to.

- In opposition to point 1: while humans do have tremendous agency, they also have very little agency when seen against how big the universe really is. There are more stars in the sky than people on Earth, by a considerable margin. Nobody can do anything at all to influence them. Hell, we can't even manipulate the orbit of our own planet in any meaningful way. I think many of the magical thinking paradigms are ways to cope with that as well.