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Comment by koakuma-chan

4 days ago

Something tells me the main problem with payment processing is integrating with card companies like visa and mastercard, and not whether you use webhooks or not (if I understand correctly how online payments work).

Closer-to-the metal integrations with providers is definitely a big headache. Solving that problem takes a bit longer because you need bank partnerships, in many cases have to pass compliance screens, etc. We're aiming to tackle the more tractable part first which is the developer experience

  • If you're trying to be like Vercel—it's a red flag for any reasonable person when you clearly spent more effort on your landing page than your actual product. What made Stripe so successful is that, I personally would not even attempt, like you said, "integrations with providers" "bank partnerships" "compliance screens" because that sounds basically impossible.

Yep! I would love for somebody to actually solve that problem.

  • Visa and Mastercard don't want you to integrate with them. They want you to go through an intermediary that they can have more contractural control over and that they can rate limit and monitor.