Comment by tirant

I have lived in 3 countries with socialized health care system and the public systems were just average to poor, and costing me a lot.

In Germany if you’re mid to high earner, a private insurance can cost you less than half than the public healthcare system and you get much better service. Starting with appointments with specialists, who always give preference to privately insured people.

In this day and age public healthcare system are not efficient and bill the wrong people.

They are mostly payed by young population, between 18 and 65 years old. Specially the highest earners.

However most of the usage comes from 65+ citizens, which are starting to become majority. And also tend to be the ones concentrating the wealth of the country.

These public systems work great when most of the population is young and is paying into the system. But modern western societies are not like that anymore. Wealth is not owned mostly by older people while they barely pay into the system.

Private systems work better because each citizen pays into his old age health coverage during his young years.