Comment by runako

> Individual deductibles are limited by law to ~$6500 even on the worst plans

This was not the case for 2025, so I just did a search to determine whether you are referencing a new law. No, you are just flat wrong on this claim.

In Georgia (georgiaaccess.gov), the first bronze plan I looked at has an individual deductible of $10,600 (family deductible is $21,200). The plan's SBC is available to the public[1].

> no one is paying $3500 per month for individual coverage on one of those plans

You are correct, but also many people are not single and live in family units where the family unit is on the hook for $3,500 per month.

1 - https://sbc.anthem.com/dpsdeeplink/deepLink/AnthemBronzeBlue...