Comment by array_key_first
2 days ago
I don't think so.
If your credit is impacted because someone made a mistake, that still fucks you over. It doesn't matter if it's real or not because the entire point of centralized data collection and analytics is that you don't need to care, the people doing the collecting and analyzing do it for you. So you just trust them with whatever. It's on YOU, the consumer, to catch these mistakes and spend a painstaking amount of time trying to fix them, and ultimately the consumer is the only one who will face any consequences. And when it comes to credit, these consequences are very material. It means maybe you can't get a car, or a home, or even a job these days. I know my job ran a credit check.
If we imbue these new-age data collection and analysis companies like Palantir and Flock in our systems, a lot of people will suffer, and I don't think anyone cares.
I hate to say it, but that ship has sailed. Nobody responded when Snowden blew the whistle and here we are today
Poison their data. If they have evidence against you, and you can prove their data is even partially bad, you have your reasonable doubt.
Juries are increasingly on the side of the citizen , which is better than nothing
A lot of this stuff happens at a level above the legal system - no amount of juries will save you. Thats one of the troubles with putting off essential shit to the private sector. The private sector is almost the wild west. We have EULAs and terms of service, so basically nothing.
My credit example is actually giving the opponents too much credit here. The bureaus are kinda government. Even that is better!
It's also not just about the juries. I recall when the "stingray" fake cell tower thing was first spreading across police departments there were articles about how some decided not to prosecute because the defendant had good lawyers that would require the whole setup being exposed. Now there is a lockdown mode on apple that disables 2G. (maybe also, but not sure about, android)