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Comment by denysvitali

4 hours ago

At least in Switzerland banks can choose to not use Play Integrity, but they generally don't want to.

Yuh, which once was owned by both Postfinance and Swissquote, works without Play Integrity. Support for GrapheneOS is confirmed - see https://github.com/PrivSec-dev/banking-apps-compat-report/is...

The real issue is that most "legacy" banks have to comply with stupid regulations that force them to come up with these stupid solutions.

Banks are lazy and find the quickest way to comply with said regulations - simply by enabling Google Play Integrity.

About the whole US thingie - yes, that's true, and it's what happens if you get sanctioned. I'm pretty sure russians (and other people from sanctioned countries) have similar limitations elsewhere. In Switzerland US nationals have huge problems in opening accounts because of the whole bank secrecy law that allowed many americans to hide money from the IRS in Switzerland.

5 comments

denysvitali

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Youden  3 hours ago

I use GrapheneOS in Switzerland and am yet to find a bank or financial app that doesn't work. ZKB, UBS, Cembra, BEKB, SGKB, WIR, N26, Revolut, debiX+, SaxoTrader, Swisscard, various TWINT apps, YAPEAL and Yuh are all installed on my phone right now and all work. Most of them don't use the Play Integrity API at all and the few that do are satisfied with the minimal level that's satisfied by GrapheneOS.

The catch is that you need Google Play Services installed and for many, you need to disable GrapheneOS' "Secure App Spawning" feature, which often trips root detection heuristics.

I know many Russians living here and when sanctions came in, their accounts became unable to receive deposits until they provided evidence of a valid residence permit. Some have problems during permit renewals as well but overall, it's nothing like as bad as it is for Americans.

immibis  3 hours ago

If they get enough complaints "the app doesn't work, please fix it or close my account" they'll fix it because they don't want to close more than a few accounts.