Comment by pas

if you are a US citizen you can have US bank account

HSBC UK also is available (and the account can be opened from the US remotely)

in the EU there's Santander (OpenBank), and Wise, Revolut

debanking is IMHO when simply being too poor or otherwise disadvantaged results in having no viable pathway at all for having a normal account, which here is not the case.

(and this is something the EU could/should fix by negotiating with the US, and/or by helping banks to bear the costs of compliance, etc.)