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Comment by mothballed

4 hours ago

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I really don't believe you, but according to HN, I am supposed to trust in good faith you aren't lying.

Maybe you just don't have any assets or make very little money. I have equity and cannot just toss it to a collection agency and hope they forget. I also play by the rules, silly, I know, but I don't want to risk getting fucked some other way later in life.