Comment by _DeadFred_

It has ZERO to do with the amount of money given.

Look up Republicans policy to 'starve the beast'. Republican's policy is to run up the government debt so high it can't function. They don't care about money/costs, they just do not want ANY government oversight. They EXPLICITLY demonstrate this with their 'starve the beast' policy. It's not about money/cost, it's about undercutting oversite.

Regulators are ineffective because half of the political environment, Republicans, do everything they can do to make them ineffective.