Comment by altmanaltman

it's good (even novel) if you're a dev or are used to working with this kind of interface.

But for the vast majority of people (even including devs), this will not be ideal at all and most people don't really care about it being in text files.

What I'm trying to say is that its designed for a very specific niche userbase and I doubt most people will have the same experience as you described after trying every single personal finance app to settle on this.