Comment by rapidfl

my thinking is that NW does not have to be tracked in a way that the double entries zero out. Every six months, I just open the 3-4 brokerages and banks and make an entry in a spreadsheet for cash/stock/bonds/crypto/others. Where the stocks are mostly ETFs and crypto is less than 5%.

And create a pivot table for totals and %s. And rebalance as needed. This may be too crude for some. But I am only starting to get organized, so this works, esp as you said for directional. Actually this is one of the reasons I have dropped hledger in general.

I just leave notes and comments in the spreadsheet as needed.