Comment by 3RTB297

I've always assumed this was correct in a way.

Humans do a poor job estimating extreme odds. 0% chance or 100% of a high risk/reward event. How many people in rural areas are prepping for a Carrington Event-sized solar flare or nuclear war, but a car accident or cancer diagnosis and resulting medical bills would sooner and statistically more likely to ruin their lives? Many. They see the small chance of survival as being high reward, with low risk.

Likewise, the lure of a 100% chance of life-changing material wealth that takes the low risk of $2 fits the same mold.