Comment by CoffeeOnWrite

It’s more than just money, it’s how you set up your life to be resilient to contingencies. For example finding a compatible life partner. For example finding happiness without lifestyle inflation and breaking free from the hedonic treadmill. Or perhaps having a good lifestyle business for some people. Or having extended family support nearby. I call these things unfuckwithability. Money is a big part of it, but may not be the biggest missing piece for many people.