Comment by threatofrain
2 days ago
The simplicity and nice app experience is what's really good, but you can easily get better terms in the industry if you pay just one hour of attention.
I use the Apple Card because I love the customer UX, including the privacy from vendors part.
What privacy from vendors?
The Apple Card is the only card in the US I am aware of that does not resell your purchase history to data brokers.
Are you sure it's not part of e.g. this dataset? https://aws.amazon.com/marketplace/seller-profile?id=13af1c0...
And even if it's not, as long as the other side (i.e. merchants and acquirers) just collects and aggregates the same data, that's little consolation.
What privacy from vendors?
One of the big promises when the Apple Card launched is that, unlike most other cards, your purchase information isn't sold.
That's the big question mark from me with the Chase takeover. If that privacy goes away, I'll stop using the Apple Card.