Comment by jldugger

> so that customer support collapses the same day every year.

Every _month_. And it's not just the customer service desk that's a problem. With even distribution of billing and a large customer base, outflows match inflows and you don't have to do much to manage it. With all money coming in on one day you have a huge outflow of money and then it all rushes back in.

Much easier to borrow 1 dollar for a year than 30 dollars for a month.