Comment by smsm42
2 days ago
I don't believe any card would mean "no fees" as "no late fees". It would be insane. I mean, I just take their money and never pay back and they are fine with it? Doesn't sound possible. I think they mean "no fees for regular usage" - like, annual fees, etc.
They really don't have late fees.
If you just never pay you'll owe a bunch of interest and they'll eventually send you to collections... the same basic process as for a normal card but just without the fees stacked on top.