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Comment by lotsofpulp

3 days ago

Skimming is rare in the US too, as tap to pay is at 90% of payment terminals, and chip reading is at 99% of payment terminals (guesstimates based on the last time I swiped my card).

Yes but the magstripe is still present thus it can be skimmed.

Here in Europe a lot of cards don't have a magstripe anymore, or it is deactivated (containing no relevant payment info but a functional header)

My bank asked if I still wanted it in case I'd travel to the US or some other countries but I never travel outside of EU anymore so I didn't want one.