Comment by TheNewsIsHere

An iPhone is required. You can pay for things with Apple Pay, but there’s no Wallet interface on iPadOS.

Given that I have an Apple Card, this is a chief annoyance. GS/Apple extended an insane credit limit to my household but we’ve never used more than about 6% of that and the benefits aren’t any better than any of our other cards.

My spouse’s reaction to the news of the move to Chase was basically “so I guess we do know when we’ll finally close that account.”