Comment by pratikshelar871

1 day ago

I have been pondering on this issue as well. Budgeting apps which have integration seem to have access to too much data.

Why do we need such a detailed breakdown for personal finance. I am pondering on this idea of using under or over type prompts to capture daily expense. The app send a notification asking me did you spend $100 or less in the day. Eventual goal of all budgeting apps is to reduce spending. this simple prompt can capture immense information without needing to break it down. breaking it down to categories can be a step if there is a problem detected in the savings pattern. For that banks are already adding the feature