← Back to context

Comment by tecleandor

19 hours ago

That's way less common in Europe. Most places are chip and pin or NFC and that limits skimming quite a lot.

Thankfully the US is very slowly catching up. We actually have NFC at most payment terminals already.

Even better, our small town (pop. 100) gas station upgraded their pumps a while back, and they have NFC! Finally my normal fill-up location is skimmer-resistant. Or is it skimmer-proof?

  • > Or is it skimmer-proof?

    Put a reader with a shield on the pad and a new pad on top and a small terminal in somewhere out of sight. You won't know the difference. Requires infrastructure though so it is a bit more complicated and a lot more noticeable. Likely used the non-pin entry limit which is always reset after you payed a large amount and had to enter your pin. Not like the strip readers of olden days.

    Anecdote: We had a "chip charge" system where you put money in your card via a ATM like device and those sometimes had strange "extensions" in front of it which read your chip while you charged it and immediately took the money. People often don't know what too look for when it comes to skimming devices and with tech it may look like a strange but genuine device.

Ah but you see, chip cards were a French invention so obviously the US is going to turn their head from it and pretend it doesn't exist for more than 20 yrs

How so? My card was skimmed and I had only tapped it in maybe a half dozen locations. Never swiped it or inserted it anywhere or used it online.