Comment by ThinkBeat

I fully agree that this is disconcerting form a privacy standpoint, and the danger it poses when Microsoft gets hacked.

As for it being user hostile. I am pretty certain that thousands of users a year are delighted when something has gone wrong and they can recover their keys and data from the MS Cloud.

There should perhaps be a screen in a wizard, Do you want your data encrypted? y,n

If (yes) Do you want to be able to recover your data if something bad happens? (else it will be gone for ever, you can never ever access it again) y/n