Comment by AnthonyMouse

Banks don't use these things because they provide any real security. They use them because the platform company calls it a "security feature" and banks add "security features" to their checklists.

The way you defeat things like that is through political maneuvering and guile rather than submission to their artificial narrative. Publish your own papers and documentation that recommends apps not support any device with that feature or require it to be off because it allows malware to use the feature to evade malware scans, etc. Or point out that it prevents devices with known vulnerabilities from being updated to third party firmware with the patch because the OEM stopped issuing patches but the more secure third party firmware can't sign an attestation, i.e. the device that can do the attestation is vulnerable and the device that can't is patched.

The way you break the duopoly is by getting open platforms that refuse to support it to have enough market share that they can't ignore it. And you have to solve that problem before they would bother supporting your system even if you did implement the treachery. Meanwhile implementing it makes your network effect smaller because then it only applies to the devices and configurations authorized to support it instead of every device that would permissionlessly and independently support ordinary open protocols with published specifications and no gatekeepers.