Comment by recursive

I don't know how to define sketchy. I believe you. I just don't know how to account for the difference in experience.

> In the dark old days before Apple Pay, where it was common in America to hand your credit/debit card to some rando at a restaurant

I don't think I've ever seen anyone use a phone to pay at a restaurant. I think I generally see 95%+ pay with cards, the same way that "was" common. The rest is cash. Maybe I'm just not paying attention? I don't know.