Comment by jsheard
13 days ago
Don't you have to be over 18 to get a credit card in the US? How many wouldn't be able to present a CC or ID?
13 days ago
Don't you have to be over 18 to get a credit card in the US? How many wouldn't be able to present a CC or ID?
Age verification requires a document that can be matched to your ID, such as by the photo on your ID card.
Credit cards don't have photos.
> How many Americans wouldn't be able to present a CC or ID?
The number of Americans who don't have a government issued photo ID is estimated around 1%. The number gets larger if you start going by technicalities like having an expired ID that hasn't been renewed yet.
The intersection between the 1% of 18+ Americans who don't have an ID and those who want to fully verify their Discord accounts is probably a very small number.
At least in Australia you absolutely can have a debit card under 18 and it’s extremely common for adults to not have a credit card.
> At least in Australia you absolutely can have a debit card under 18
Same in the UK, but Steam uses credit cards for age verification there and refuses if you provide a debit card instead. Evidently the payment backends can tell credit and debit apart.
When does steam require age verification?
It sometimes asks for my age for viewing a game and I can input any ol' date I want to. It doesn't even flinch if I input a different date every time.
I also don't recall them asking about my age when I was actually underage and paid using a PaySafeCard, but then again they didn't have porn on the platform at that point either.
1 reply →
> Evidently the payment backends can tell credit and debit apart.
Yeah those are parallel systems for reasons that amount to technical debt.
Only to have your own card. You can be an authorized user on a credit card even if you're under 18.
Ah right. That's no use for verification then, unless there's a way for payment gateways to distinguish the primary user from their authorized users.