Comment by DefineOutside
4 days ago
I've spent $17.64 on on-demand usage in cursor with an estimated API cost of $350, mostly using Claude Opus 4.5. Some of this is skewed since subagents use a cheaper model, but even with subagents, the costs are 10x off the public API costs. Either the enterprise on-demand usage gets subsidized, API costs are 10x higher, or cursor is only billing their 10% surplus to cover their costs of indexing and such.
edit: My $40/month subscription used $662 worth of API credits.
Cursor also significantly upcharges compared to API pricing. Last I checked they were charging ~3X API prices for Anthropic models
oh, I figured out the costs for the enterprise plan. It's $0.04 per request, I'm not charged per token at all. The billing is completely different for enterprise users than regular users.