Comment by codazoda

Balance Buckets helps you quickly answer the question: “How much is safe to spend right now?”

You setup a few buckets then drop in your current balance. It immediately shows you what’s left. It’s local-first (just localStorage), no bank login, no account linking, and no transaction import rabbit hole. The goal is clarity in under a minute, not another finance app that demands setup overhead.

I built Balance Buckets because most small business bank accounts don't have a buckets or envelope saving feature. I wanted a dead-simple tool that helps me see where my money is. Define buckets (fixed dollars or percents), track what’s funded vs underfunded.

https://buckets.joelryan.com