Comment by lucb1e
6 days ago
It's not generally good financial advice to pay the overhead of an insurance company for costs you can easily pay yourself (also things like phone insurance, appliance warranty extensions, etc. won't make your device last longer and the insurer knows better than you what premium covers the average repair costs plus a profit margin). If you have a decent understanding of where the line is between vulnerability disclosure and criminal activities, fronting any court fees and a little bit of lawyer time (iff you can afford these out of pocket) until you're acquitted should be the better route, assuming anyone even ever takes you to court
> It's not generally good financial advice to pay the overhead of an insurance company for costs you can easily pay yourself
For a lot of companies, a lawsuit would be the end of them even if it's not financial ruin. Often times the decision to purchase insurance isn't made by the CEO but rather by the board of directors.
Board directives are often why you see companies adopting or trending towards certain activities that don't necessarily make sense. They might be at the benefit of a member of the board or one of the other companies they chair.